Mainsail Private Wealth

For Families Who Have Outgrown Fragmented Financial Advice

Family Office-style coordination for families navigating significant wealth, business transitions, concentrated assets, and multigenerational planning.

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A more coordinated advisory structure

Significant wealth often creates complexity that traditional advisory relationships are not built to manage

Significant wealth often creates complexity that traditional advisory relationships are not built to manage. We help coordinate the moving parts of a complex financial life, including investment strategy, tax planning, estate considerations, liquidity decisions, family wealth conversations, and outside professional relationships, while serving as a central point of coordination to help ensure important decisions are not being made in isolation.

Because this level of coordination requires significant time, accessibility, and personalization, the Private Wealth experience is intentionally limited to families with a net worth between $7.5 million and $50 million.

Family Office-Style Coordination Investment management, tax strategy, estate coordination, and planning aligned through one advisory team.
Built for Complex Wealth Designed for business owners, executives, inheritors, and multigenerational families.
Deeply Personalized A dedicated advisory team that includes experienced advisors, advanced planning designations, and a client service professional focused on seamless execution.
Often the right fit for families navigating:

Significant wealth often brings complexity that requires deeper coordination

Families often seek a more coordinated advisory structure during periods of transition, complexity, or increasing financial responsibility.

Business Ownership & Liquidity Events

Preparing for or navigating the sale of a business, evaluating liquidity decisions, and planning for life after ownership.

Concentrated Wealth & Executive Compensation

Managing concentrated stock positions, RSUs, ESPPs, deferred compensation, tax exposure, and diversification planning.

Multigenerational Planning

Coordinating estate planning, charitable intent, family conversations, and long-term stewardship of wealth.

What makes the experience different

Designed for families who need more than portfolio management

We help ensure important financial decisions are not being made in isolation.

A Dedicated Team, Built Around You

Our clients are not looking for fragmented advice from disconnected professionals. They want a coordinated structure where someone understands the full picture and proactively identifies planning opportunities.

  • You work directly with a dedicated advisory team overseeing planning, investments, and coordination.
  • Our credentialed team includes CFP®, CWS®, and CFA® professionals.
  • Your team collaborates under one roof, helping avoid silos, delays, and fragmented advice.
  • Private Wealth clients receive proactive reviews, typically two to four meetings per year as a team.
  • Family members benefit from access to planning and investment guidance from our teaml regardless of assets size.

Investment Leadership You Can Rely On

  • Portfolios are designed by the Mainsail Investment Committee using a combination of both in-house strategies and specialized outside managers.
  • Strategies are tailored to your objectives, tax situation, income needs, and long-term goals.
  • We review your full asset allocation, including outside holdings such as 401(k)s, pensions, private investments, and deferred compensation plans.
  • Tax-loss harvesting and portfolio tax efficiency are evaluated throughout the year, not only at year-end to help minimize the tax impact of your wealth.
  • We can help evaluate concentrated equity hedging, diversification, borrowing, and cash management strategies.
Business owners & liquidity planning

Guidance before, during, and after a major liquidity event.

Significant liquidity events often create life-changing financial complexity. Our role is to help clients navigate those transitions thoughtfully, before decisions become irreversible.

How we help business owners

  • Coordination with investment banking and valuation specialists when appropriate.
  • Modeling after-tax proceeds and post-sale income strategy.
  • Planning around charitable giving and estate strategies prior to a sale.
  • Helping evaluate deal structure through the lens of long-term family goals.
  • Coordination between attorneys, CPAs, and other professionals throughout the process.

Tax Strategy & CPA Coordination

  • We coordinate with CPAs around tax mitigation strategies while evaluating decisions through the lens of long-term tax efficiency, future income needs, estate considerations, and multigenerational planning.
  • We lead planning meetings as an advocate for the client and as the team that understands the investment picture.
  • We review tax returns to identify planning opportunities and avoid disconnected decisions.
  • We coordinate tax-loss harvesting, gifting strategies, Donor-Advised Fund planning, and estimated tax payments.
  • We help evaluate lending and liquidity decisions in the context of the broader plan.

Legacy & Family Planning

  • We help bridge conversations between generations around values, expectations, and stewardship.
  • We coordinate family and legacy planning meetings for clients who desire that level of support.
  • We help ensure estate planning, charitable goals, tax strategy, and investment decisions are aligned.
  • We help family members receive guidance through the broader client relationship.
  • We support regular reviews, in person or virtual, to keep the plan aligned as life evolves.
A more coordinated experience

What clients often delegate to our team.

Investment Strategy

Portfolio management, allocation decisions, tax-aware implementation, and ongoing oversight.

Tax Coordination

Coordination with CPAs around tax mitigation strategies, harvesting, gifting, and estimated tax planning.

Cash Flow & Planning

Retirement income strategy, liquidity planning, lending evaluation, and long-term financial modeling.

Family Coordination

Legacy discussions, family meetings, estate coordination, and family wealth planning.

Access and coordination

A broader network, coordinated through your Mainsail team

Your advisory relationship should make the rest of your financial life easier to manage. We help coordinate with outside professionals and provide access to specialized resources when the situation calls for it.

  • Raymond James investment banking and valuation resources for business owners.
  • Private banking relationships for custom lending and structured financing needs.
  • Curated introductions to estate attorneys and tax professionals experienced with high-net-worth families.
  • Coordination around charitable planning, legacy planning, and family governance.
  • Investment Committee review of both managed and outside assets.
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